Did you know your Medicare plan can change for next year even if you don't touch a thing?
📬 Each fall, Medicare Advantage and Part D plans send a letter called the Annual Notice of Change.
It arrives by September 30 and outlines what's different starting January 1: premiums, copays, network doctors, and covered medications.
Most people never open it. A large share of Medicare beneficiaries never compare their options.
Open Enrollment runs October 15 through December 7. Take the time to note what is changing for the coming year.